PENGEMBANGAN UMKM DALAM PEMBIAYAAN MIKRO BERBASIS KOPERASI DALAM RANGKA PENINGKATAN EKONOMI DI INDONESIA

Abstract

MSMEs are one of the most flexible and powerful businesses that have been proven to be able to survive despite the economic crisis in Indonesia. Besides that, the factors that hamper the development of MSMEs are the capital sector which is an obstacle considering UMKM is a feasible business but not yet bankable, making it difficult for MSMEs to get capital or financing from the financial institutions sector such as banks. This means that with such MSMEs there needs to be other financing alternatives outside of banks or financial institutions such as cooperatives that can support the MSME's operational activities so that MSMEs can continue to run according to their operational activities. So that the problems regarding MSMEs can be resolved and MSMEs can improve the economy in Indonesia by being able to develop these MSMEs so they can defeat other businesses.